Credit Card Payoff Calculator

Interest rates can seem complicated, but they're really just the price of money. It sounds strange, but money has a cost like anything else (when the money you're using belongs to someone else). Instead of saying, it will cost you $1 to borrow $5 for a year, credit issuers just say it costs 20% annual interest ( 1/5 ).

Enter your total balance, monthly payment, and interest rate.

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