Emergency Fund Calculator

An emergency fund is money separated and purposely set aside. It's intended to be used only in a personal/family crisis or an expense crunch. A full emergency fund typically includes enough money to cover 3-6 months of required (i.e. unavoidable) expenses.

Enter your required (unavoidable) monthly spending, emergency fund length, and your Cushion.

If you aren't sure of your monthly spending number, you can quickly get it using Cashbasic's Spending Snapshot.


3 Months


Cushion is an extra amount you'd need to save based on your specific circumstances (for example, if you have a difficult-to-replace job). If you aren't sure of this number, you can leave it at 0%. Learn more about this with Cashbasic's free Emergency Fund Cheat Sheet.

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