10 essential budgeting tips for beginners

by Pete Zimmerman  |  April 25, 2023

Do you want to be smarter with your money but aren't sure where or how to start? Check out these 10 must-know budgeting tips for beginners.

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How to save money fast on a low income

by Pete Zimmerman  |  March 23, 2023

Even if you have a low income, there are creative ways to build up your savings. And some of them can get results quicker than you expect. Here are some great tips on how to save money fast on a low income.

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How much should I save before moving out?

by Pete Zimmerman  |  February 28, 2023

Moving can be stressful on your finances...even if you are the do-it-yourself type, there will be expenses. But if you stay ahead of the costs, research, and budget, you'll be in better shape once you're settled.

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Budget questions: Top budgeting questions to ask yourself

by Pete Zimmerman  |  January 31, 2023

The world is drowning in information and answers. The trick is to ask the right questions. There are hundreds of budget questions you could ask yourself, but only a few of them are truly important. Here are the top questions and their answers.

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How to create an aggressive savings plan

by Pete Zimmerman  |  November 20, 2022

The most common way to save is to just put money away when it's convenient. But a passive game plan like this generally won't be enough to fuel your goals. Fortunately, there are some tried and true proactive strategies that can boost your savings efforts.

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The 3 things that actually MATTER when it comes to your money (for financial beginners)

by Pete Zimmerman  |  November 18, 2022

Helpful advice doesn't have to be complicated. In fact, usually the best advice is also the simplist. These are the 3 foundational concepts that truly matter if you want to be successful with your money, and they matter to everyone.

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How to make money online for free

by Pete Zimmerman  |  November 15, 2022

Could you use an extra $100-200 a month? There's now an entire world of online options that you can use right now to make money anywhere. Sound interesting? Here are six simple ways that you can make some extra money online, for free, and with no commitment.

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Social media will put you in the financial graveyard

by Pete Zimmerman  |  November 10, 2022

Social media dresses itself up in a parade of noble-sounding missions. But if you don't understand who you're really dealing with, what their goals are, and how they really operate, you're being deceived (and used). And it could be costing you much more than time wasted scrolling. It can also be destructive to your bank account.

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How to make a budget

by Pete Zimmerman  |  November 1, 2022

If you feel hopelessly lost when it comes to your money, nothing else comes close to giving you the financial clarity and control that a budget provides. And if you cut through the noise to what really matters, and choose a budget style that fits, you can have a budget that you'll actually stick to up and running with a few simple steps.

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Are tips taxed? Everything you need to know about tips and taxes

by Pete Zimmerman  |  October 30, 2022

Every time that you earn money, the law says that the IRS gets a cut. Your reward for complying is...drumroll...not going to jail. When you only earn regular wages, it's pretty simple - your employer handles it for you. But if you also earn tips, there are some twists that you definitely need to know about.

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14 clever ways to save money

by Pete Zimmerman  |  October 25, 2022

With spending, the important question is not 'if', it's 'how' (and 'when'). So think of saving as creating personal control over how and when you use money. Luckily, there are millions of ways to take control and save. Many of those are well known, but there are a few clever ways to save money that you may not be aware of.

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5 basic personal finance tips that everyone should know

by Pete Zimmerman  |  October 18, 2022

Personal finance can get complicated, but deep down, there are a few basic principles that create the foundation for everything else. Start building your own rock-solid money foundation with these five simple but critical personal finance tips.

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Why is budgeting important?

by Pete Zimmerman  |  October 15, 2022

Budgeting seems complex and intimidating at first, but it’s nothing more than a personalized plan for directing where your money goes, and where it doesn’t. It can be a little work to set up at first, but the payoff is well worth it, lasts for years (or a lifetime!) and can even lead to other positive changes.

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